The listing shows one HOA fee. But Regency at Northampton has two home types, and older listing records reported two different monthly assessments: about $266 for single-family homes and $308 for carriage homes. That $42 difference is worth understanding, but those figures are not confirmed current dues.
In fact, a 2026 listing for a single-family home at Regency reported a fee of $356 per month. That is a useful warning: listing-site numbers can be dated or inconsistent. Before you compare homes, confirm the current assessment for the specific address and home type.
The bigger point still stands. If you compare a single-family home and a carriage home as if the monthly fee buys the same responsibilities, you may be comparing two different deals.
First, what do the two numbers mean?
Regency at Northampton is a 216-home, age-restricted community in Holland, Northampton Township. Toll Brothers built a mix of detached homes and carriage-style townhomes. The community is near the Second Street Pike and Almshouse Road area, with Richboro Shopping Center, St. Mary Medical Center, and Newtown a short drive away.
Our older Regency fee and sales article reported $266 per month for single-family homes and $308 per month for carriage homes. Those figures date to April 2019–April 2020. They explain the $42 comparison in this article, but they should not be treated as today’s fee schedule.
For context, a 2026 single-family listing reported an HOA fee of $356 per month. That does not confirm the current carriage-home fee or prove what either type pays today. Ask the association or management company for the written assessment that applies to the home you are considering.
What do the dues cover?
Regency’s prospective-buyer information says the property is professionally maintained, including landscaping and snow removal. Listing and community sources also report dues supporting items such as:
- Lawn care, landscaping, and mulching
- Snow removal
- Trash removal
- Road and common-area maintenance
- Association management
- Exterior maintenance, where assigned to the association
- Clubhouse and fitness-center access
- Outdoor pool and spa, bocce courts, and walking trails
- Reserve funding for future repairs and replacements
The community’s amenities are shared: residents can enjoy the clubhouse, fitness center, outdoor pool and spa, bocce court, and walking paths.
That does not mean every owner receives the same maintenance coverage. The key distinction may be who is responsible for the home’s exterior, not who gets to use the pool. Verify the current fee inclusions and maintenance responsibilities in the association documents.
Why might carriage homes pay more?
In many communities, attached-home associations take responsibility for some exterior components that detached-home owners maintain themselves. Depending on the governing documents, that can include roofs, siding, and other shared building elements.
Taking on that work means the association must budget for maintenance, insurance, and eventual replacement. That can help explain why carriage homes have a higher assessment. But it is an industry explanation, not confirmation of Regency’s exact rules.
The governing documents decide. Check the Declaration, bylaws, and any maintenance-responsibility schedule. The community itself urges prospective buyers to review its governing documents and directs specific questions to its management company.
The $42 difference: the simple math
Using the older reported figures:
- $42 more per month
- $504 more per year
- About $5,040 over ten years
That is a straightforward calculation, not a forecast. It assumes the fee gap stays exactly the same. Associations can raise dues, and increases do not necessarily affect every tier equally.
So, is the extra $42 worth it? It depends on what responsibility it shifts.
If the carriage-home assessment covers roof and siding work that a single-family owner would pay for separately, the additional fee may buy meaningful convenience and protection from large exterior costs. If a carriage-home owner pays the higher assessment but remains responsible for a major roof replacement, the value looks very different.
A $15,000 roof replacement is a useful hypothetical comparison, not a claim about Regency’s coverage or a prediction of costs. The important question is not simply, “Is the fee high?” It is: “What does the fee cover for this exact home type?”
For a single-family home, a lower assessment may mean you handle more exterior work yourself. Budget for the roof, siding, driveway, and other repairs if the documents assign them to you. You may still receive lawn care, snow removal, shared amenities, and common-area upkeep, but confirm each item.
Due diligence for a two-tier community
Regency at Northampton homes were built in the early-to-mid 2000s. At roughly 20 years old, reserve planning and major repairs deserve close attention. Before making an offer, request:
- The current fee schedule and budget. Confirm the monthly assessment for the specific address and whether it is a single-family or carriage-home rate.
- The latest reserve study and reserve-fund balance. Find out whether the association has planned for roofs, roads, pool work, and other major projects.
- Fee history for both tiers. Request the last three years of increases, and ask whether single-family and carriage-home assessments changed at different rates.
- Special-assessment information. Ask about assessments in the last decade, any approved assessments, and any projects under discussion.
- The maintenance-responsibility schedule for your home type. Get the actual document or exhibit. Look specifically for roofs, siding, windows, exterior doors, driveways, and insurance responsibilities.
- Recent meeting minutes. Ask for the last three years so you can review discussions about reserves, repairs, fee changes, and potential assessments.
A 2026 listing fee tells you very little about what you could owe in 2027. The budget, reserves, minutes, and governing documents provide the more useful picture.
Which home type might fit you?
A single-family home may suit you if you want a detached layout, value the lower reported historical assessment, and are comfortable arranging and paying for exterior work that remains your responsibility.
A carriage home may fit if you want a more lock-and-leave lifestyle and the association genuinely assumes responsibility for major exterior components. The higher fee is easier to evaluate once you know exactly what it covers.
Regency has five single-family models (Bayhill, Monaco, Prestwick, San Remo, and St. Tropez) and carriage-home models including Annapolis, Bristol, Bryn Athyn, Granview, and Strathmere. Homes vary in size and features, so compare the specific property and its documents. See our Regency at Northampton community page for more community details and photos.
Want help comparing the numbers?
The Swain Team works with buyers considering Regency at Northampton and can help you request the current fee schedule, governing documents, and fee history for either home type. We are more than willing to walk through what the documents say, and what they leave you responsible for.
Call 215-757-7257 or email info@buckscountyboomers.com. You can also contact Regency’s management company, Continental Property Management, at 215-343-1550 or s.sax@cpm975.com for association documents and current assessment details.
The Swain Team is not affiliated with Regency at Northampton’s homeowners association. Always verify current fees, inclusions, and maintenance responsibilities with the association’s documents.