What NOT To Do When You Buy
Do not quit your job or change jobs or even accept a promotion. Do not change banks. Don’t do anything that would affect your credit or income while you’re waiting to sign the final papers at settlement. Little things can derail the process which isn’t over until the papers are signed at settlement and funds are distributed to the seller. The lender will usually do verification on your credit score and your employment status just prior to the closing. Lenders do not want to see changes in your financial situation, even small changes that may seem insignificant to you.
It’s understandable; you’re excited; you’ve found the right home, just be careful and consult your realtor and mortgage professional.